Costs Matter

The more an investor pays in unnecessary fund expenses, management fees and taxes the less they will earn over time.

The chart below shows that over a 30 year time frame and averaging 8.0% annual growth, by avoiding typical and unnecessary expenses on a beginning balance of $500,000, over one and a half million additional dollars would be generated. All expenses at RJR Associates are transparent, fully communicated and kept in total to approximately 1.0% or less.